New Employees Guaranteed Acceptance
for Voluntary Long-Term Care Insurance

Special Opportunity for a Limited Time

New employees eligible for PSC-CUNY Welfare Fund benefits may enroll without proof of good health in the John Hancock Long Term Care program if they apply within 60 days after hire. Once this period is over a medical questionnaire must be completed and qualification will be required. An added incentive for considering this insurance program now is that the premiums are significantly less expensive for younger people.

Long Term Care insurance provides payment toward care that becomes necessary for persons unable to care for themselves due to chronic illness, severe physical impairment, the normal aging process, or cognitive impairment, such as Alzheimer’s disease. The Hancock program covers services ranging from nursing home care to skilled nursing care to custodial care at home. It also includes services offered through adult day health care programs and other community agencies. The plans are designed to help safeguard financial assets and plan for the future by providing financial protection against the devastating cost of long-term care.

Enrollment
In order to qualify for coverage, each person must complete and return an application directly to the John Hancock Mutual Life Insurance Company. Information and application materials are available here.

The Welfare Fund urges new employees to consider the Long Term Care Program during the guaranteed enrollment window. It is a one-time only opportunity.