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The Employee Retirement Income Security Act (ERISA) requires
that plan administrators provide plan participants with specific
written information about how their plan works. One of the most
important of these documents is called a summary plan description,
or SPD. The Welfare Fund maintains SPDs for both full-time active
and retired participants. Each SPD provides details about many
topics related to the plan, such as eligibility requirements, how
benefits are paid, how to file claims, procedures for disputing
denied claims and the rights of participants under ERISA.
Summary Plan Description for Full-Time
Summary Plan Description for Retirees
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